Posts Tagged ‘homeowners’
Homeowner’s Insurance – Covers termites doesn’t it?
I get this question a lot and the answer is pretty straight forward – NO. To my knowledge I know of no homeowner policy which covers damage from termites and to my knowledge I know of NO policy which covers pest of any kind. I’m aware of only one policy which was created for Bed Bug issues from the stand point of hotels/motels.
Here are some favorite quotes on termites…
“Termites – it’s only a matter of time” or “Termites – not IF but when” or “There are only two kinds of homes, those with termites and those waiting to get get them”
- Have an inspection done yearly if you live in the South.
- Walk around your home and check the foundation. Check the roof line for Bees.
- Don’t allow stucco to go beneath stone or dirt, you always want an open foundation to see termites tubes.
- Don’t plant trees to close to the home.
- Don’t install sheds or buildings to close to the house.
- Don’t allow sprinklers to hit the home or foundation.
- When in doubt call a professional, often times an inspection is free http://www.pestworld.org
Tips for Finding A Pest Control Pro
- Always deal with a qualified and licensed pest management company. Consider asking to see the license or other credentials of the pest control professional that comes to solve your pest problem.
- Evaluate pest control companies that are members of national, state or local pest management associations.
- Consider an NPMA QualityPro company. Visit www.npmaqualitypro.com for more information.
- Ask friends and neighbors to recommend pest control companies they have used successfully and how satisfied they were with the service.
- Be wary of the exterminator who comes to your home uninvited and offers to give your house a free inspection for pests. He or she may try to scare you into authorizing immediate and costly treatments.
- If a sizable amount of money is involved, get bids from several pest management companies.
- Don’t rush a decision. Since you are paying for professional knowledge as well as skillful application of pesticides, look for someone whose judgment you can trust.
- Before signing a contract, be sure to fully understand the nature of the household pest to be exterminated, the extent of the infestation, and the work necessary to solve the problem.
- Find out if the pest control company has liability insurance to cover any damages to your house or furnishings during treatment.
- If a guarantee is given, know what it covers, how long it lasts, what you must do to keep it in force, and what kind of continuing control, prevention and management are necessary.
- Buy value, not price. Beware of exterminators that offer bargains that sound too good to be true.
- Homeowners can call state pest control regulatory agencies for information regarding the status of pest management companies. In most states the regulatory agency is the State Department of Agriculture.
ProBest Pest Management 425 W. Guadalupe Road Gilbert, AZ 85233 480-831-9328 or 623-414-0176
National Pest Management Association and ProBest Pest Management Advises How to Keep Pests Out of Homes This Spring
As one of the stormiest winters in history ends, the National Pest Management Association (NPMA) reminds homeowners that increased moisture from excessive rain and melting snow can create havens for pests in and around homes. These wet conditions encourage pest reproduction and growth.
Nearly 900 cities across the U.S. saw record snowfall and precipitation, while some states experienced the snowiest winter in decades, according to the National Oceanic and Atmospheric Administration (NOAA).
“As many areas of the country emerge from a snowy and wet winter, homeowners should expect to see an increase in pest pressure this spring and summer,” said Missy Henriksen, vice president of public affairs for the NPMA. “Common pests including rodents, ants and cockroaches flourish in these conditions.” Keith V. Birkemeyer owner of ProBest Pest Management in Gilbert, AZ. “advises people to also watch for areas of water and hidden water where mosquitoes like to hang out”. “Check your home for areas where water collects like plant water trays and check your roofline for signs of bees. Africanized bees can swarm up to 7 times as often as European bees do, always take care when dealing with bees, they can and will turn nasty in a heartbeat. If stung call 911 or Poison Control at 1-800-222-1222” and remember one sting can kill if you are allergic.”
“Homeowners should deal with a pest problem immediately as household pests can pose health risks to homeowners and their families such as allergic reactions, E.coli and salmonella contaminations, increased asthma symptoms and other health problems,” advised Henriksen.
Typically, infestations occur when pests enter the house through small access areas on the home’s exterior. Homeowners should perform seasonal home checks using the following tips provided by the NPMA:
• Repair fascia, soffits and rotted roof shingles.
• Seal cracks and holes including entry points for utilities and pipes.
• Replace weather-stripping and repair loose mortar around basement foundation and windows.
• Trim tree branches and shrubbery and keep away from the house.
• Screen windows and doors.
• Keep basements, attics and crawl spaces well ventilated and dry.
• Store garbage in sealed containers and dispose of it regularly.
• Call ProBest Pest Management if you have any questions at 480-831-9328 or our website http://www.callprobest.com .
“Planning for and defending against pests with the help of a licensed pest professional should be part of every homeowner’s spring cleaning plan,” Henriksen advised.
For more information on preventing pests, please visit: www.pestworld.org.
The NPMA, a non-profit organization with more than 7,000 members, was established in 1933 to support the pest management industry’s commitment to the protection of public health, food and property. ProBest Pest Management is a QualityPro company and has been serving the Valley since 1981- Our Services include – Termite, Termite Inspections, General Pest – Bedbugs, Bees and Honeycomb removal, Eco-Friendly, Emergency Services, Gophers, HOA, Home Sealing and Exclusion, Minor Handyman and Landscaping, Pigeons, Rodents, Weeds and Wildlife Removal. ###
“Termites cause an estimated $5 billion in property damage a year in the United States, according to the National Pest Management Association (NPMA) , making these pesky insects even more of a threat to wood-based structures than fire, flood, or wind. Yet, many home owners know very little about the danger that termites pose to their property. So how can home owners keep these crawly insects from biting into their investment? Harrison offers these preventative measures:
- Keep moisture out.
- Use downspouts and gutters to divert water away from the home’s foundation.
- Store mulch, firewood, and wood chips away from the home.
- Ensure shrubs, vines, and other plants aren’t planted too close to the home and aren’t covering vents.
- Ventilate crawl spaces to reduce humidity.
- Eliminate gaps and cracks in areas such as attic vents, window joints, and roof eaves.
- Remove old tree stumps and roots near the home.
Buyers would be smart to investigate whether the sellers already have a termite protection program in place. And, even if it’s not required by the state or lender, you might recommend a separate termite inspection—especially in states where termites are most prevalent. While termite inspections are included in most standard home inspections, not all home inspectors are experts in this area and could miss the signs, Harrison says.”
I believe it is important to have a yearly termite inspection of your home inside and outside. At ProBest Pest Management 480-831-9328 we usually charge $39.00 just to do a “Peace of Mind” termite inspection. So call us today – we will point out any conducive conditions ie: wood touching home, stucco below grade (stone or cement higher than stucco) and of course termite shelter mud tubes or stains.