All posts in “insurance”

Did you know by ProBest Pest Management?

Comments Off on Did you know by ProBest Pest Management?

 

DrBugKVBdidyouknow1

  • Termites eat 24 hours a day, 7 days a week, meaning damage to wood in and around a structure can happen very quickly.
  • Typically, homeowner’s insurance does not cover termite damage. Most pest infestations and accompanying damage are considered maintenance issues by insurance carriers.
  • The most effective type of treatment depends on the severity of the infestation, the species of termite, and the location and construction of the home.
  • Termites cannot be effectively treated by a homeowner on their own generally. Pest control professionals have the training, expertise and technology to eliminate a termite infestation.

Rodents aren’t just a problem in NYC, how about Arizona?

Comments Off on Rodents aren’t just a problem in NYC, how about Arizona?

 

“Harlem says rats to blame for telephone woes“, you may think they have their issues and yes they do but we also have issues with rodents. There was a issue a year or so ago where rabbits were chewing/gnawing on vehicle wiring and that can be a real headache if you need your car in a hurry.

  • The front incisors of rodents never stop growing, In fact, continuously growing front teeth is a trait shared by all rodents from the tiniest mouse to the largest rodent. Observing  mice & rats who have nothing to gnaw upon, its been found that these incisors can grow up to five inches per year.
  • Rats have strong teeth that allow them to chew through glass, cinderblock, wire, aluminum and lead.
  • Rodents need to chew four to five hours each day just to keep their teeth gnawed down to the point that they are able to eat. If their teeth grow too long they will die of starvation.
  • There is a very high sodium content in electrical and cable wiring. This  makes the wires taste good to the rodents, but can lead to wire failure & is a fire hazard. Check your  home-owner’s insurance policies to see if it covers fire if it is a result of rodents chewing on wires.

VR01_13

Photo – Univar Environmental Solutions

Homeowner’s Insurance – Covers termites doesn’t it?

Comments Off on Homeowner’s Insurance – Covers termites doesn’t it?

Homeowner’s Insurance – Covers termites doesn’t it?

 

I get this question a lot and the answer is pretty straight forward – NO. To my knowledge I know of no homeowner policy which covers damage from termites and to my knowledge I know of NO policy which covers pest of any kind. I’m aware of only one policy which was created for Bed Bug issues from the stand point of hotels/motels.

Here are some favorite quotes on termites…

“Termites – it’s only a matter of time” or “Termites – not IF but when” or “There are only two kinds of homes, those with termites and those waiting to get get them”

My suggestions:

  • Have an inspection done yearly if you live in the South.
  • Walk around your home and check the foundation. Check the roof line for Bees.
  • Don’t allow stucco to go beneath stone or dirt, you always want an open foundation to see termites tubes.
  • Don’t plant trees to close to the home.
  • Don’t install sheds or buildings to close to the house.
  • Don’t allow sprinklers to hit the home or foundation.
  • When in doubt call a professional, often times an inspection is free http://www.pestworld.org 

Tips for Finding A Pest Control Pro

Comments Off on Tips for Finding A Pest Control Pro

Tips for Finding A Pest Control Pro

  1.  Always deal with a qualified and licensed pest management company. Consider asking to see the license or other credentials of the pest control professional that comes to solve your pest problem.
  2. Evaluate pest control companies that are members of national, state or local pest management associations.
  3. Consider an NPMA QualityPro company. Visit www.npmaqualitypro.com for more information.
  4. Ask friends and neighbors to recommend pest control companies they have used successfully and how satisfied they were with the service.
  5. Be wary of the exterminator who comes to your home uninvited and offers to give your house a free inspection for pests. He or she may try to scare you into authorizing immediate and costly treatments.
  6. If a sizable amount of money is involved, get bids from several pest management companies.
  7. Don’t rush a decision. Since you are paying for professional knowledge as well as skillful application of pesticides, look for someone whose judgment you can trust.
  8. Before signing a contract, be sure to fully understand the nature of the household pest to be exterminated, the extent of the infestation, and the work necessary to solve the problem.
  9. Find out if the pest control company has liability insurance to cover any damages to your house or furnishings during treatment.
  10. If a guarantee is given, know what it covers, how long it lasts, what you must do to keep it in force, and what kind of continuing control, prevention and management are necessary.
  11. Buy value, not price. Beware of exterminators that offer bargains that sound too good to be true.
  12. Homeowners can call state pest control regulatory agencies for information regarding the status of pest management companies. In most states the regulatory agency is the State Department of Agriculture.

ProBest Pest Management       425 W. Guadalupe Road Gilbert, AZ 85233 602-249-7378 or 623-414-0176

Contact Us